Our professional estate planning expertise and putting clients’ best interests first are the foundations of our business. The service that we offer provides a convenient and cost effective alternative to that offered by solicitors and banks. We visit you in the privacy of your own home, our consultations are free and everything is explained in plain English.
For your added peace of mind, we are part of a large group of like minded professional advisers working with APS Legal & Associates Ltd.
APS Legal & Associates Ltd is a member of the Institute of Professional Willwriters and complies with its Code of Practice which is approved by the Office of Fair Trading; it has Associates throughout the UK.
We, with APS Legal & Associates and its partnered professional firms, are able to offer a comprehensive range of estate planning, specialist tax and business succession planning advice and services and to provide the necessary personal legal documents for you to arrange your affairs effectively.
WILLS & SUCCESSION PLANNING
WILLS
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Everyone should have a Will, but 2 out of 3 people have not yet made a Will and those that have, may not have the correct Will in place.​
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An estimated 70,000 people per year have to sell their homes to pay for care.
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A large proportion of any inheritance is lost in future divorce settlements, to creditors or bankruptcy and unnecessary taxation.​
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If you own a business or a share of a business then your spouse / partner and children may not inherit your share of a business.
POWERS OF ATTORNEY
There may come a time in your life when you are unable to manage your financial affairs or personal welfare, owing to some form of incapacity and you will need someone to act on your behalf.
Even when we are young, we can find ourselves incapacitated owing to illness or injury and it can be invaluable having a reliable person, who is able to manage your personal affairs and remove the anxiety of having unpaid bills, at a time when you most need peace of mind.
Similarly, as we get older, the need for an attorney increases as we are more prone to illness and injuries.
By creating a Power of Attorney in advance, ensures that if the worst were to happen, you can rest assured that both your financial affairs and personal welfare are in safe hands.
BUSINESS SUCCESSION
Without the appropriate Business Succession strategies...
The value of the business could depreciate owing to the inexperience of any beneficiary.
Business partners may not be able to buy out the deceased's share.
Your spouse / partner and children may not inherit your share of a business.
The business may have to be sold and the proceeds become liable to Inheritance Tax.
RETIREMENT MORTGAGES
Whether you paid off your mortgage years ago or still have some left to pay, if you have equity in your property that you would like to release, there are a number of lenders with products designed for retired clients which would allow you to release some capital from your property, often without the need for monthly repayments.
Evolve Financial Services
5 Craigleith Hill Park, Edinburgh, EH4 2NR
T 0131 315 0091 M 07920 746 347 E info@evolve-financial.co.uk
on behalf of APS Legal & Associates Ltd. Head Office: The Worksop Turbine, Shireoaks Triangle Business Park, Coach Close, Worksop, Nottinghamshire S81 8AP
www.aps-legal.com
APS Legal & Associates Ltd is a Member of the Institute of Professional Willwriters. APS Legal & Associates complies with the TSI Approved IPW Code of Practice